What is Ridesharing Insurance?

If you provide a service of transporting clients to different destinations using personal transportation, like Uber or Lyft, then this is the insurance for you. It’s new and if you are in an accident while transporting a customer, chances are your personal coverage won’t cover damages. It’s not as scary as it sounds, we can get you a policy that will replace your current personal coverage. Call us today and let us seek the best option for you.

Risks of driving without having a rideshare friendly plan.

  • Dropped – If your insurance company finds out that your are driving as an Uber or Lyft driver, there is a good chance that you will be dropped from their coverage.
  • Higher insurance rates – If you do get dropped, there is an even better chance that you will be paying more for your insurance.  Insurance companies rate drivers that have been dropped as high risk and your new premium will reflect this.
  • No Coverage or Reduced Coverage – Uber and Lyft do not provide collision coverage during Period 1 you may find yourself paying out of pocket for repairs and excess liability

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